What is credit counseling and why do I have to do it?

Many people are confused when we tell them that before they file bankruptcy they have to go to credit counseling. The credit counseling requirement in bankruptcy law was enacted to help debtors reduce their chances of being in a position where they need to file bankruptcy again later in life. Credit counseling comes into play […]

Should I hire a bankruptcy attorney?

While the law allows for people to file for bankruptcy without an attorney, it is not advisable to do so. Bankruptcy law is very complex, and it can be very difficult to figure out all of the details. If you enter the wrong information (even by accident), submit the wrong forms, or forget to submit […]

What is bankruptcy and where does it come from?

A lot of people think of bankruptcy as the guy from Monopoly when you lose a game. They think of it as you have nothing–no money and no way to make money, you are truly destitute. But that is not the case. You can make $100,000 a year and still be bankrupt. Bankruptcy at its […]